Attention homeowners: Real estate appraisal services for in Cape Coral and Lee County
See the top seven reasons Florida homeowners need Florida Gulf Coast Appraisal Services:
We at Florida Gulf Coast Appraisal Services understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Florida Gulf Coast Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value opinion than yours.
Challenge a property tax assessmentIf you live in a local area that is going down or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Florida Gulf Coast Appraisal Services is your chief weapon.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Florida Gulf Coast Appraisal Services is experienced in helping clients just like you abolish unwanted PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Florida Gulf Coast Appraisal Services can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.